/* -------- Design tokens -------- */
:root{
  --bg:#f7f9fc;
  --surface:#ffffff;
  --ink:#0b1d33;
  --ink-2:#334e68;
  --muted:#5f7691;
  --line:#e3ebf3;
  --line-2:#d5e0ec;
  --navy:#0b2a4a;
  --navy-2:#123a63;
  --teal:#0f9e91;
  --teal-2:#4fd1c5;
  --accent:#0f9e91;
  --ok:#0e8a5f;
  --ok-bg:#e6f6ef;
  --warn:#a56414;
  --warn-bg:#fdf3e2;
  --err:#b3261e;
  --shadow-sm:0 1px 2px rgba(10,25,50,.06), 0 1px 3px rgba(10,25,50,.05);
  --shadow-md:0 8px 24px rgba(10,25,50,.08);
  --shadow-lg:0 20px 50px rgba(10,25,50,.12);
  --radius:14px;
  --radius-sm:10px;
  --radius-lg:22px;
  --container: 1180px;
  --step-1: clamp(.95rem, .9rem + .2vw, 1rem);
  --step-2: clamp(1.05rem, 1rem + .3vw, 1.125rem);
  --h1: clamp(2.15rem, 1.6rem + 2.6vw, 3.75rem);
  --h2: clamp(1.65rem, 1.3rem + 1.4vw, 2.5rem);
  --h3: clamp(1.15rem, 1.05rem + .4vw, 1.35rem);
  --font-sans: "Inter", ui-sans-serif, system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-display: "Fraunces", "Iowan Old Style", Georgia, "Times New Roman", serif;
}

*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%; scroll-behavior:smooth}
body{
  margin:0;
  font-family:var(--font-sans);
  color:var(--ink);
  background:var(--bg);
  font-size:var(--step-1);
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img,svg{max-width:100%; display:block}
a{color:var(--navy); text-decoration:none}
a:hover{color:var(--teal)}
h1,h2,h3,h4,h5{font-family:var(--font-display); color:var(--ink); letter-spacing:-.01em; line-height:1.15; margin:0 0 .5em}
h1{font-size:var(--h1); font-weight:600; letter-spacing:-.02em}
h2{font-size:var(--h2); font-weight:600; letter-spacing:-.015em}
h3{font-size:var(--h3); font-weight:600}
h4{font-size:1.05rem; font-weight:600; font-family:var(--font-sans); letter-spacing:-.005em}
p{margin:0 0 1em}
.container{max-width:var(--container); padding:0 24px; margin:0 auto}
.eyebrow{font-size:.78rem; font-weight:600; letter-spacing:.14em; text-transform:uppercase; color:var(--teal); margin:0 0 .75em}
.eyebrow.light{color:var(--teal-2)}
.lede{font-size:var(--step-2); color:var(--ink-2); line-height:1.6; max-width:62ch}
.muted{color:var(--muted)}
.fine{font-size:.8rem; color:var(--muted); line-height:1.5}
.fine a{color:var(--muted); text-decoration:underline}
.center{text-align:center}
.skip{position:absolute; left:-9999px}
.skip:focus{left:16px; top:16px; background:var(--navy); color:#fff; padding:10px 14px; border-radius:8px; z-index:100}

/* -------- Header -------- */
.site-header{
  position:sticky; top:0; z-index:50;
  background:rgba(255,255,255,.85);
  backdrop-filter:saturate(180%) blur(12px);
  -webkit-backdrop-filter:saturate(180%) blur(12px);
  border-bottom:1px solid var(--line);
}
.nav-row{display:flex; align-items:center; justify-content:space-between; height:68px; gap:24px}
.brand{display:inline-flex; align-items:center; gap:10px; font-weight:700}
.brand-mark{width:32px; height:32px}
.brand-word{font-family:var(--font-display); font-weight:600; font-size:1.15rem; color:var(--ink); letter-spacing:-.01em}
.brand-accent{color:var(--teal)}
.brand.small .brand-word{font-size:1rem}
.nav{display:flex; align-items:center; gap:26px}
.nav a{color:var(--ink-2); font-weight:500; font-size:.95rem}
.nav a:hover{color:var(--navy)}
.nav a.btn{color:#fff}
.nav-toggle{display:none; background:transparent; border:0; padding:6px; cursor:pointer}
.nav-toggle span{display:block; width:22px; height:2px; background:var(--ink); margin:4px 0; border-radius:2px; transition:.2s}

/* -------- Buttons -------- */
.btn{
  display:inline-flex; align-items:center; justify-content:center;
  gap:8px; padding:14px 22px; border-radius:12px;
  font-weight:600; font-size:.95rem; line-height:1;
  border:1px solid transparent; cursor:pointer; text-decoration:none;
  transition: transform .12s ease, box-shadow .2s ease, background .2s ease, color .2s ease, border-color .2s ease;
  white-space:nowrap;
}
.btn-sm{padding:10px 16px; font-size:.88rem}
.btn-primary{background:var(--navy); color:#fff}
.btn-primary:hover{background:var(--navy-2); color:#fff; transform:translateY(-1px); box-shadow:var(--shadow-md)}
.btn-ghost{background:transparent; color:var(--navy); border-color:var(--line-2)}
.btn-ghost:hover{border-color:var(--navy); color:var(--navy)}

/* -------- Hero -------- */
.hero{
  position:relative;
  padding:88px 0 96px;
  background:
    radial-gradient(1000px 500px at 85% -10%, rgba(79,209,197,.16), transparent 60%),
    radial-gradient(800px 500px at -10% 10%, rgba(11,42,74,.06), transparent 60%),
    linear-gradient(180deg, #ffffff 0%, var(--bg) 100%);
  overflow:hidden;
}
.hero-grid{display:grid; grid-template-columns: 1.15fr .95fr; gap:56px; align-items:center}
.hero-copy h1 .grad{
  background:linear-gradient(90deg, var(--navy) 0%, var(--teal) 100%);
  -webkit-background-clip:text; background-clip:text; color:transparent;
}
.hero-copy .lede{margin-top:8px}
.hero-cta{display:flex; gap:12px; flex-wrap:wrap; margin:28px 0 22px}
.trust-row{list-style:none; margin:0; padding:0; display:flex; flex-wrap:wrap; gap:22px; color:var(--ink-2); font-size:.92rem}
.trust-row .dot{display:inline-block; width:8px; height:8px; background:var(--teal); border-radius:50%; margin-right:8px; vertical-align:middle}

/* Hero visual cards */
.hero-visual{position:relative; min-height:440px}
.card{
  position:absolute;
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:18px 20px;
  box-shadow:var(--shadow-lg);
  width:280px;
}
.card h4{margin:8px 0 12px; font-size:1rem}
.card .row{display:flex; justify-content:space-between; padding:6px 0; border-top:1px dashed var(--line); font-size:.88rem; color:var(--ink-2)}
.card .row:first-of-type{border-top:0}
.card .row b{color:var(--ink)}
.card .row b.ok{color:var(--ok)}
.card .fine{margin:10px 0 0}
.card-head{display:flex; justify-content:space-between; align-items:center}
.pill{display:inline-flex; align-items:center; gap:6px; font-size:.72rem; font-weight:600; padding:5px 10px; border-radius:999px; letter-spacing:.03em; text-transform:uppercase}
.pill-ok{background:var(--ok-bg); color:var(--ok)}
.pill-warn{background:var(--warn-bg); color:var(--warn)}
.progress{height:6px; background:var(--line); border-radius:999px; overflow:hidden; margin-top:10px}
.progress span{display:block; height:100%; background:linear-gradient(90deg,var(--teal),var(--teal-2))}
.mini-btn{
  margin-top:10px; padding:8px 12px; font-size:.82rem; font-weight:600;
  border:1px solid var(--line-2); background:#fff; color:var(--navy);
  border-radius:8px; cursor:pointer;
}
.mini-btn:hover{border-color:var(--navy); background:#f2f7fc}
.card-1{top:10px; right:24px; z-index:3; animation: floaty 6s ease-in-out infinite}
.card-2{top:170px; left:0; z-index:2; animation: floaty 7s ease-in-out infinite reverse}
.card-3{bottom:0; right:60px; z-index:1; width:240px; animation: floaty 8s ease-in-out infinite}
@keyframes floaty{
  0%,100%{transform: translateY(0)}
  50%{transform: translateY(-6px)}
}

/* -------- Strip -------- */
.strip{border-top:1px solid var(--line); border-bottom:1px solid var(--line); background:#fff; padding:36px 0}
.strip-inner{display:flex; flex-direction:column; align-items:center; gap:16px}
.strip-label{margin:0; color:var(--muted); font-size:.85rem; text-transform:uppercase; letter-spacing:.14em; font-weight:600}
.strip-logos{display:flex; flex-wrap:wrap; justify-content:center; gap:14px 32px}
.strip-logos span{
  color:var(--ink-2);
  font-weight:600;
  font-size:1rem;
  letter-spacing:-.005em;
  opacity:.7;
}

/* -------- Sections -------- */
.section{padding:96px 0}
.section.soft{background:#eef4fa}
.section.dark{background:linear-gradient(180deg, #0b2a4a 0%, #0a2340 100%); color:#e7eef8}
.section.dark h2, .section.dark h3{color:#fff}
.section.dark .lede{color:#b8c7dc}
.section-head{max-width:780px; margin:0 auto 56px; text-align:center}
.section-head h2{margin-bottom:.4em}

/* Grid */
.grid{display:grid; gap:22px}
.grid-3{grid-template-columns: repeat(3, minmax(0,1fr))}
.grid-4{grid-template-columns: repeat(4, minmax(0,1fr))}

/* Feature card */
.feature{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:26px 24px;
  transition: border-color .2s, transform .2s, box-shadow .2s;
}
.feature:hover{border-color:var(--line-2); box-shadow:var(--shadow-md); transform:translateY(-2px)}
.feature-ico{
  width:44px; height:44px; border-radius:12px;
  background:rgba(15,158,145,.1); color:var(--teal);
  display:flex; align-items:center; justify-content:center; margin-bottom:14px;
}
.feature-ico svg{width:22px; height:22px}
.feature h3{font-family:var(--font-sans); font-size:1.05rem; font-weight:600}
.feature p{color:var(--ink-2); margin:0; font-size:.95rem}

/* Tile */
.tile{background:#fff; border-radius:var(--radius); padding:22px 22px; border:1px solid var(--line)}
.tile h4{margin:0 0 6px}
.tile p{margin:0; color:var(--ink-2); font-size:.93rem}

/* Steps */
.steps{list-style:none; margin:0; padding:0; display:grid; gap:14px; max-width:900px; margin:0 auto}
.steps li{
  display:grid; grid-template-columns: 80px 1fr; align-items:start; gap:24px;
  background:rgba(255,255,255,.05); border:1px solid rgba(255,255,255,.1);
  border-radius:var(--radius); padding:22px 26px;
  transition: background .2s, border-color .2s;
}
.steps li:hover{background:rgba(255,255,255,.08); border-color:rgba(79,209,197,.4)}
.step-n{
  font-family:var(--font-display); font-size:2rem; font-weight:600;
  color:var(--teal-2); line-height:1;
}
.steps h3{margin:0 0 6px; font-family:var(--font-sans); font-size:1.05rem; font-weight:600; color:#fff}
.steps p{margin:0; color:#b8c7dc; font-size:.95rem}

/* Compliance */
.compliance-grid{display:grid; grid-template-columns: 1.35fr 1fr; gap:56px; align-items:start}
.check-list, .x-list{list-style:none; margin:1em 0; padding:0; display:grid; gap:12px}
.check-list li, .x-list li{position:relative; padding-left:32px; color:var(--ink-2); font-size:.98rem; line-height:1.5}
.check-list li::before{
  content:""; position:absolute; left:0; top:6px;
  width:20px; height:20px; border-radius:50%;
  background:var(--ok-bg) url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230e8a5f' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'><polyline points='20 6 9 17 4 12'/></svg>") center/12px no-repeat;
}
.x-list li::before{
  content:""; position:absolute; left:0; top:6px;
  width:20px; height:20px; border-radius:50%;
  background:#fdecea url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23b3261e' stroke-width='3' stroke-linecap='round'><line x1='18' y1='6' x2='6' y2='18'/><line x1='6' y1='6' x2='18' y2='18'/></svg>") center/12px no-repeat;
}
.compliance-card{
  background:#fff; border:1px solid var(--line); border-radius:var(--radius-lg);
  padding:32px 30px; box-shadow:var(--shadow-md);
  position:sticky; top:96px;
}
.compliance-card h3{margin-top:0}
.compliance-card h3 em{font-style:italic; color:var(--err)}

/* FAQ */
.faq{display:grid; gap:12px; max-width:820px; margin:0 auto}
.faq details{
  background:#fff; border:1px solid var(--line); border-radius:var(--radius);
  padding:18px 22px; transition: border-color .2s, box-shadow .2s;
}
.faq details[open]{border-color:var(--line-2); box-shadow:var(--shadow-sm)}
.faq summary{
  font-weight:600; color:var(--ink); cursor:pointer;
  list-style:none; display:flex; justify-content:space-between; align-items:center; gap:12px;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"+"; font-weight:400; font-size:1.4rem; color:var(--teal);
  transition:transform .2s;
}
.faq details[open] summary::after{content:"–"}
.faq p{margin:12px 0 0; color:var(--ink-2)}

/* Contact */
.contact-grid{display:grid; grid-template-columns: 1fr 1fr; gap:56px; align-items:start}
.contact-list{list-style:none; margin:24px 0 0; padding:0; display:grid; gap:14px}
.contact-list li{display:grid; grid-template-columns: 180px 1fr; gap:12px; color:#b8c7dc; font-size:.95rem}
.contact-list strong{color:#fff; font-weight:600}
.contact-list a{color:var(--teal-2)}
.contact-form{background:#fff; color:var(--ink); border-radius:var(--radius-lg); padding:32px 30px; box-shadow:var(--shadow-lg)}
.field{margin-bottom:16px}
.field label{display:block; font-weight:600; font-size:.88rem; color:var(--ink); margin-bottom:6px}
.field label .fine{font-weight:400}
.field input, .field select, .field textarea{
  width:100%; padding:12px 14px; border:1px solid var(--line-2);
  border-radius:10px; font: inherit; color:var(--ink); background:#fff;
  transition: border-color .15s, box-shadow .15s;
}
.field input:focus, .field select:focus, .field textarea:focus{
  outline:0; border-color:var(--teal); box-shadow:0 0 0 3px rgba(15,158,145,.15);
}
.field textarea{resize:vertical; min-height:100px}
.contact-form .btn{width:100%; margin-top:6px}
.contact-form .fine{margin-top:10px; text-align:center}

/* Footer */
.site-footer{background:#0a1a30; color:#b8c7dc; padding:64px 0 24px; margin-top:0}
.footer-grid{display:grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap:40px; padding-bottom:36px; border-bottom:1px solid rgba(255,255,255,.08)}
.site-footer h5{color:#fff; font-family:var(--font-sans); font-size:.82rem; font-weight:600; letter-spacing:.12em; text-transform:uppercase; margin:0 0 14px}
.site-footer nav{display:flex; flex-direction:column; gap:10px}
.site-footer a{color:#b8c7dc; font-size:.92rem}
.site-footer a:hover{color:var(--teal-2)}
.site-footer .brand{color:#fff}
.site-footer .brand-word{color:#fff}
.site-footer .fine{color:#7d90ac}
.footer-bottom{padding-top:20px; display:grid; gap:12px}

/* -------- Responsive -------- */
@media (max-width: 960px){
  .hero{padding:64px 0 72px}
  .hero-grid{grid-template-columns:1fr; gap:40px}
  .hero-visual{min-height:520px; margin:0 auto; max-width:520px; width:100%}
  .card-1{right:0}
  .card-3{right:20px}
  .section{padding:72px 0}
  .grid-3{grid-template-columns: repeat(2, minmax(0,1fr))}
  .grid-4{grid-template-columns: repeat(2, minmax(0,1fr))}
  .compliance-grid{grid-template-columns:1fr; gap:36px}
  .compliance-card{position:static}
  .contact-grid{grid-template-columns:1fr; gap:36px}
  .footer-grid{grid-template-columns: 1fr 1fr; gap:32px}
}
@media (max-width: 720px){
  .nav{
    position:fixed; inset:68px 0 auto 0;
    background:#fff; border-bottom:1px solid var(--line);
    flex-direction:column; align-items:stretch; gap:0;
    padding:16px 24px; display:none; box-shadow:var(--shadow-md);
  }
  .nav.open{display:flex}
  .nav a{padding:14px 0; border-bottom:1px solid var(--line)}
  .nav a:last-child{border-bottom:0; margin-top:8px}
  .nav-toggle{display:block}
  .steps li{grid-template-columns: 60px 1fr; gap:16px; padding:20px}
  .step-n{font-size:1.6rem}
  .contact-list li{grid-template-columns: 1fr}
  .contact-list strong{color:var(--teal-2); font-size:.75rem; text-transform:uppercase; letter-spacing:.1em}
}
@media (max-width: 480px){
  .grid-3, .grid-4{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .hero-visual{min-height:auto; display:grid; gap:16px}
  .card{position:relative; top:auto; left:auto; right:auto; bottom:auto; width:100%; animation:none}
}

/* Reduced motion */
@media (prefers-reduced-motion: reduce){
  *,*::before,*::after{animation:none !important; transition:none !important; scroll-behavior:auto !important}
}